Over our years of working on the chimneys in the Louisville area, All American Chimney Service has seen extensive chimney masonry damage that could have been prevented if the homeowners had not neglected earlier repair needs. Most of the time, the homeowners have told us that they had put off having the repairs done because they were unable to afford it at the time. We realized that offering in-house financing to our customers would help them avoid having to postpone necessary repairs because of budgetary reasons. Whether it is repair work or new construction, you can benefit from this payment option. We would like to tell you more about the types of financing we offer and the advantages of using this service.
What types of financing does All American Chimney Service offer?
When we decided to provide this service to our customers, we wanted to be sure to make several financing options available from which to choose. With the low annual percentage rate (APR) of 6.99, our most popular loan option gives you the opportunity to arrange low monthly payments that are spread out over five years. If you are worried that your credit score may be too low to be eligible for our financing, we also offer traditional installment loans with rates that vary between 8.99 and 12.99. Another financing option, same-as-cash loans are also available with periods of either 90 days or 12 months without payments or interest charges. No matter which type of loan is best for your situation, finding out if you qualify or not is as simple as making a phone call.
What are the benefits of using financing?
Emergency chimney repairs can be costly, and when you are on a tight budget, this unexpected expense can be made easier to handle with one of our financing options. According to the Bonsai Finance Blog, financing can give you more time to pay for unplanned costs, and our fixed interest rates allow you to budget a set amount that will stay the same over the repayment period. If you need to improve your credit, every time you make your payment on time each month, your credit score will go up. Even if you already have good credit, using one of our financing options will be beneficial by continuing to build your credit.
If you would like to know more about these financing options, our staff at All American Chimney Service is here to give you more details and to help you get started with the qualifying process. Contact us today to learn more information and schedule an appointment to have those chimney repairs taken care of by our CSIA-certified professionals.